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8th Pay Commission Salary Calculator

Your revised basic pay, DA, HRA, TA and in-hand salary under the 8th CPC, side by side with what you earn today.

Your pay details

Fitment factor2.28

Widely cited estimate · 42.5% real rise over basic + 60% DA

City class for HRA

X: Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Pune, Ahmedabad. Y: other cities with 5 lakh+ people.

Transport allowance
Pension scheme
%

Resets to 0% when the 8th CPC starts.

%

60% since Jan 2026; 63% expected from Jul 2026.

More deductions
₹

8th CPC in-hand (est.)

Level 7 · ×2.28

₹1,21,786/month

+₹38,610(+46.4%)vs ₹83,176 today

Revised basic pay
₹1,02,400
Gross salary
₹1,32,736
HRA (24%)
₹24,576
Annual gross
₹15,92,832
Current 7th CPC pay compared with the estimated 8th CPC pay
Per monthToday8th CPC
Basic pay₹44,900₹1,02,400
Dearness allowance60% → 0%₹26,940₹0
HRA30% → 24%₹13,470₹24,576
Transport allowance + DA₹5,760₹5,760
Gross salary₹91,070₹1,32,736
NPS / UPS (10%)−₹7,184−₹10,240
CGHS−₹650−₹650
CGEGIS−₹60−₹60
Other deductions——
In-hand salary₹83,176₹1,21,786

Your in-hand pay at every fitment factor

Tap a row to use it

3.83 is the NC-JCM Staff Side demand. Factors below 1.60 would not add anything beyond the 60% DA that merges into basic pay.

Est. in-hand · ×2.28₹1,21,786+46.4%Breakup

These are estimates. The 8th CPC has not announced a fitment factor or pay matrix yet. We assume the 7th CPC rules for HRA, TA, CGHS and CGEGIS continue, and that today’s TA + 60% DA becomes the new TA.

How the 8th Pay Commission salary is calculated

  1. Revised basic pay = current basic pay × fitment factor, rounded to the nearest ₹100.
  2. DA restarts at 0% of the new basic pay, then rises every January and July.
  3. HRA = new basic × 24%, 16% or 8% for X, Y or Z cities (higher once DA crosses 25% and 50%).
  4. Transport allowance keeps its current value including DA, then earns fresh DA.
  5. In-hand salary = gross pay − NPS/UPS (10% of basic + DA) or GPF, CGHS, CGEGIS and any tax.

Worked example: Level 7, ₹44,900, X city, factor 2.28

Component7th CPC today8th CPC (2.28)
Basic pay₹44,900₹1,02,400
DA (60% → 0%)₹26,940₹0
HRA (30% → 24%)₹13,470₹24,576
Transport allowance₹5,760₹5,760
Gross₹91,070₹1,32,736
Deductions−₹7,894−₹10,950
In-hand₹83,176₹1,21,786

The in-hand salary rises by ₹38,610 a month (46.4%), even though DA falls from ₹26,940 to zero, because the 60% DA is already inside the new basic pay.

8th Pay Commission salary by level and fitment factor

Revised entry-level basic pay (Cell 1) for common levels. See the full 8th CPC pay matrix for every cell.

Level7th CPC× 1.92× 2.08× 2.28× 2.57× 2.86
Level 1₹18,000₹34,600₹37,400₹41,000₹46,300₹51,500
Level 2₹19,900₹38,200₹41,400₹45,400₹51,100₹56,900
Level 4₹25,500₹49,000₹53,000₹58,100₹65,500₹72,900
Level 6₹35,400₹68,000₹73,600₹80,700₹91,000₹1,01,200
Level 7₹44,900₹86,200₹93,400₹1,02,400₹1,15,400₹1,28,400
Level 8₹47,600₹91,400₹99,000₹1,08,500₹1,22,300₹1,36,100
Level 10₹56,100₹1,07,700₹1,16,700₹1,27,900₹1,44,200₹1,60,400
Level 12₹78,800₹1,51,300₹1,63,900₹1,79,700₹2,02,500₹2,25,400
Level 14₹1,44,200₹2,76,900₹2,99,900₹3,28,800₹3,70,600₹4,12,400

8th Pay Commission HRA calculator: X, Y and Z rates

House Rent Allowance is paid as a percentage of basic pay. Under the 7th CPC it started at 24/16/8% and stepped up as DA grew. We expect the same reset on the 8th CPC pay, which is why HRA can look smaller in percentage terms even though the amount rises with the bigger basic pay.

City classDA below 25%DA 25%+DA 50%+
X (50 lakh+ population)24%27%30%
Y (5–50 lakh)16%18%20%
Z (rest of India)8%9%10%

Pick your city class in the calculator to see your HRA under the 8th CPC. Staff in government accommodation don’t get HRA, so choose “None”.

What happens to DA after the 8th Pay Commission?

DA is 60% of basic pay today. When the new pay matrix starts, that DA is absorbed into basic pay and DA restarts at 0%. This is why the fitment factor matters so much: a factor of 1.60 only converts basic + 60% DA into a new basic pay, with no real increase. Every point above it is the actual pay rise. Try the DA calculator to see DA on any basic pay.

8th Pay Commission timeline

  • 16 Jan 2025 – Union Cabinet approves the 8th Central Pay Commission.
  • 28 Oct 2025 – Cabinet approves the Terms of Reference.
  • 3 Nov 2025 – Commission constituted under Justice Ranjana Prakash Desai, with 18 months to report.
  • Apr 2026 – NC-JCM Staff Side submits its memorandum (fitment factor 3.83, minimum pay ₹69,000).
  • Aug–Oct 2026 – State visits and stakeholder meetings (Jaipur, Chandigarh, Bengaluru, Mumbai).
  • Around May 2027 – Report due. Expected effective date: 1 January 2026, with arrears.

Follow every development on our 8th Pay Commission latest news page.

8th Pay Commission salary calculator FAQs

How do I calculate my 8th Pay Commission salary?
Multiply your current basic pay by the fitment factor and round to the nearest ₹100 to get the revised basic pay. Then add DA (which restarts at 0%), HRA for your city class and transport allowance, and subtract NPS/UPS or GPF, CGHS and other deductions. The calculator above does every step for you and compares the result with your pay today.
What fitment factor will the 8th Pay Commission use?
It has not been announced. Estimates in circulation range from 1.83 to 2.86, and the NC-JCM Staff Side has asked for 3.83. The 7th CPC used 2.57. Because 60% DA merges into basic pay, any factor up to 1.60 only preserves today’s basic + DA; anything above it is the real raise.
What will be the minimum salary under the 8th Pay Commission?
The minimum basic pay today is ₹18,000 (Level 1). It would become ₹34,600 at a 1.92 factor, ₹41,000 at 2.28 and ₹51,500 at 2.86. The NC-JCM Staff Side has demanded ₹69,000.
When will the 8th Pay Commission be implemented?
The Commission was constituted on 3 November 2025 and has 18 months to report, which points to around May 2027. By precedent, the revised pay is expected to take effect from 1 January 2026, with arrears paid for the months in between. The government has not confirmed either date yet.
Will DA become zero after the 8th Pay Commission?
Yes, if past practice holds. When a new pay matrix starts, the DA earned so far is folded into the new basic pay and DA restarts from 0%. It then rises twice a year (January and July) based on the CPI-IW. DA is 60% today, with 63% expected from July 2026.
How is HRA calculated under the 8th Pay Commission?
HRA is a percentage of basic pay that depends on your city class. The 7th CPC set it at 24% (X), 16% (Y) and 8% (Z) when DA was zero, rising to 27/18/9% once DA reached 25% and to 30/20/10% at 50%. This calculator assumes the 8th CPC keeps that pattern, so HRA drops back to 24/16/8% on the higher new basic pay.
Will I get 8th Pay Commission arrears from January 2026?
If the effective date is 1 January 2026, arrears would cover basic pay and DA for every month until the new pay is paid. Under the 7th CPC, arrears were paid on pay and DA from January 2016, but revised allowances like HRA started only from July 2017. Use the arrears calculator for a month-by-month estimate.
Is this 8th Pay Commission calculator official?
No. It is an independent estimate based on the 7th CPC pay matrix and allowance rules. The actual fitment factor, pay matrix and allowances will be known only after the government accepts the 8th CPC report.

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